For mortgages we can be paid by fee or commission. If paying by fee this is typically £695. There is no fee for arranging an Unsecured or Secured Loan. Illumination Financial Services is authorised and regulated by the Financial Services Authority and is entered on the FSA register (www.fsa.gov.uk/register) under reference 437276. The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The FSA do not regulate some forms of mortgage or loans.