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Illumination Loans

For a quick decision Secured Loan, Unsecured Loan or Mortgage - apply online here!

Ilumination Loans....

Fixed Rate

With a fixed rate mortgage, you can protect against the possibility of rising interest rates by fixing your monthly payments. Click here to view more information on fixed rate mortgages.

Tracker Rate

A Tracker Rate mortgage works on the same basis as a variable rate mortgage but the interest rate is directly linked to the Bank of England base rate. This means that you have the comfort of knowing you'll always be charged a reasonable rate.Click here to view more information on Tracker Rate mortgages.

Discounted Rate

A Discounted Rate mortgage works on the same basis as a variable rate mortgage but the rate is discounted by a certain percentage until a pre-agreed date. Click here to view more information on Discounted Rate mortgages.

Flexible Mortgage

This type of mortgage allows you to pay additional payments in order to pay off your mortgage early and save money on interest charges. Click here to view more information on Flexible mortgages.

100% Mortgages

Buy your dream property without having to pay a deposit, with a 100% mortgage. Click here to view more information on 100% mortgages.

Right To Buy

The Right To Buy was introduced in 1980. It means you can buy your council home at a discount on full market value. The discount available is based on the number of years you have spent as a tenant. Click here to view more information on Right To Buy mortgages.

Buy to Let

Become a landlord and rent out your buy to let property. Click here to view more information on Buy To Let Mortgages.

Capped Rate

With Capped Rate mortgages you have the comfort of knowing that the interest rate will never rise above a certain level. Click here to view more information on Capped Rate mortgages.

Standard Variable Rate

The Bank of England sets a base rate which is the basic rate of interest. The mortgage rate is then set by the lender, normally 1% or 2% higher than the base rate. Click here to view more information on Standard Variable Rate mortgages. 

Our Full Product Range:

Unsecured Loans
 
Secured Loans
 
Mortgages & Remortgages
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Secured Loans in the UK...

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Unsecured Loans for any purpose...

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Mortgages in the UK...

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For mortgages we can be paid by fee or commission. If paying by fee this is typically £695. There is no fee for arranging an Unsecured or Secured Loan. Illumination Financial Services is authorised and regulated by the Financial Services Authority and is entered on the FSA register (www.fsa.gov.uk/register) under reference 437276. The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The FSA do not regulate some forms of mortgage or loans.